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Mortgage Payment Calculator for Microsoft Excel

3.0 stars

"Does what it says it does"

October 22, 2010  |   By mostundudelike

Version: Mortgage Payment Calculator for Microsoft Excel 1.0

Pros

Does exactly what it says (for most users.) Attractive interface.

Cons

Somewhat limited, Requires excel.

Summary

If you want to look at financing options, this is a good free tool.

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1.0 stars

"Too limited"

October 15, 2010  |   By macKiwi

Version: Mortgage Payment Calculator for Microsoft Excel 1.0

Pros

It will help to calculate your mortgage repayments if you pay monthly

Cons

It is no good if you pay your mortgage on any other basis such as fortnightly or even weekly. Also it needs facilities to accommodate the following:
interest rate adjustments
term adjustments
advance or lump sum payments during the mortgage.

Summary

The program itself needs to have an option for monthly or fortnightly payments. I guess it has been written in the US and there it may be common for monthly payments but elsewhere, banks do offer alternative payment schedules such as fortnightly, resulting in 26 payments a year instead of just 12 (which makes quite a difference on the calculations).

As for variations caused by rate changes, term changes or voluntary repayments, the easiest solution might be to break the schedule at the last payment and begin the calculations all over again. Therefore a set of instructions how to do this within this spreadsheet may be useful.

After doing this, the program would possibly have a more universal application.

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Excel Invoice Manager Enterprise 2.22.1025

Excel Invoice Manager Enterprise 2.22.1025 | 6.5 MB
Excel Invoice Manager is electronic invoice software and billing software based on Excel templates and add-in. By seamlessly integrated with Microsoft Excel and utilizing backend databases, it provides you with a powerful, easy-to-use and highly-customizable invoicing and billing system, saving your time and money - taking the hard work out of invoicing!

Powerful

Create invoices within true what-you-see-is-what-you-get templates. Click here to see a sample invoice template form.
Unlimited number of databases and companies. If you are running multiple businesses and each of them needs a different form, you can use one database combined with one template for one business. For more information, see A Flexible Invoice Program/Application.
Support for multiple currencies. You can use any currency symbol on your invoices - all you need to do is formatting the Excel cells with the tools built in Excel. Also, you can use several templates combined with several databases in just one invoicing system. For example, use one template combined with one database for invoices in US dollars, and use another template combined with another databases for invoices in Euros.
Powerful search ability. Search customers, products, invoices using various fields and operators available. The supported search operators are: Equals, Contains, Starts With, Ends With, Is Less Than, Is Greater Than. For example, you can define your search such as "Customer Name Contains Bill", or "Product Name Start With Billing". For more information, see Using the Search Bar.
Networking. Share data with your colleagues over a network. For more information, please see Networking.
No macros at all. Excel macros are powerful tools but sometimes they are considered to be related to security issues. The program is based on add-ins, so the invoice templates included in the program are not locked and you don't need to reduce the security level of Excel in order to run the software.

Easy-to-Use

Excel Invoice Manager is also easy-to-use billing and invoicing software, not only because of its true what-you-see-is-what-you-get templates, but also you can complete common tasks with just a few clicks.

Manage customer accounts / contact information easily.
Create new customer accounts and view account information without leaving the form. (See a sample invoice template form)
Manage products and stocks easily. For example, you can set the Low Limit of the product stock and use the Stock Alert feature to quickly display all products that are low in stock.
Select product items with one-click of mouse within the form.
Manage payments easily. You can add, delete or modify payments as long as the invoices is pending.
Manage invoices easily. You can create, delete, modify, and void invoices with just a few mouse clicks.

Home Page - http://www.office-kit.com/excel_invoice_manager/index.htm

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